Melbourne Smile Boutique

Financing options

Affordable dental care for all

Financing Options

Melbourne Smile Boutique is committed to providing affordable dental care for all our patients.

We understand that financing your treatment can be a large and unexpected barrier to achieving your oral health goals. That’s why we offer plans to help spread the cost and ensure you can get your treatment done at an affordable pace.

It’s important to remember that getting work done early will save you in the long-run. By removing decay and restoring the viability of your tooth we can reduce the likelihood of further complications and the possible loss of that tooth. 

We include preventative work such as cleans for ‘No-Gap’ meaning that as long as you are meet the requirements of our policy we can do such treatment at no out-of-pocket expense to you.

All our clinics process Insurance Claims via HICAPS allowing us to claim on the spot and 99% of the time this avoids you needing to pay and then claim back your rebate.

Example. Jessica has an AHM Super Extras Policy that entitles her to unlimited general dental. She presents for her 6-monthly check-up and clean. She takes advantage of our no-gap policy and has no out of pocket charge for the visit

We’ve partnered with OpenPay to offer 3 – 18 month repayments on treatment plans of this size. All you need to be eligible is to be over 18, have a credit or debit card and an Australian drivers licence. You’ll pay a 10 to 20% deposit on the day, followed by fortnightly instalments with NO INTEREST! A small fortnightly plan maintenance fee applies but if you pay off your plan sooner then you can avoid that too!

Example. Sam has an excruciating toothache and his dentist advises that he needs to start a root canal. Sam doesn’t have the funds available today and normally his only other option would be to remove the tooth but he wants to save it. So Sam goes on a 3-month plan. He pays a 10% deposit and then fortnightly instalments for the balance. Once he has paid down the majority of his plan he can commence the second stage on a new plan.

When you decide to go ahead with Orthodontic treatment we can arrange your payments over 12-18 month instalments. These instalments come out from your bank account or credit card via a Direct Debit so that you don’t have to remember to pay each time!

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